METHOD
How this tool works
The calculator applies a fixed monthly interest rate to the borrowed amount.
CALCULATORS
Mortgage Calculator
Estimate monthly mortgage payments and total interest.
FreeNo accountRuns locally
Monthly payment
Amount borrowed
Total interest
Total repayment
EXAMPLE
A quick check
A 300,000 home with a 60,000 deposit leaves a 240,000 mortgage.
Designed for a single task.Inputs are processed in your browser; Utilens does not require an account or intentionally send your entered tool values to an application server.
Planning estimate. Rates, taxes, fees and real-world terms can change the result; verify important financial decisions with the relevant provider or adviser.
Quick answers
Does it include property taxes?
No. It estimates principal and interest only.
Can I use a zero interest rate?
Yes.